Medical Service Plan of BC (MSP)
The Medical Services Plan of BC (MSP) is the basic coverage for all residents of BC, including international students. All international students must apply for MSP upon arrival in BC and coverage will commence after a waiting period of approximately 90 days (three months). Basic medical insurance includes doctor’s visits, hospital visits, and necessary medical tests or services. The current MSP fee is $75.00 per month and is subject to change without notice.
Temporary Medical Insurance
All international students have a variety of medical coverages depending on their date of arrival, length of stay, and current coverage.
New Regular Studies Students
Students in Regular Studies Programs who arrive in BC for their first semester of study at Langara College will be enrolled automatically in a temporary medical insurance plan (guard.me More Enhanced* health insurance) for the duration of the three-month wait period.
The cost of guard.me More Enhanced* health insurance plan is $150.96 and will be charged upon course registration for the first semester only. The guard.me More Enhanced plan covers most basic and emergency medical services up to $5 million and is valid for the duration of the three-month wait period.
Coverage begins the first day of the first month of a student’s first semester (Spring Semester – January 1, Summer Semester – May 1, or Fall Semester – September 1**).
If you will arrive early in Canada before the start of your program and the start of your mandatory coverage that Langara enrols you in, you can apply for additional medical insurance coverage, up to 60 days prior to the start of your mandatory coverage. For more information about early arrival insurance, please visit the Langara guard.me portal.
Returning Regular Studies Students
Returning Regular Studies students continuing their studies in BC after starting their program outside of Canada will not be automatically enrolled. Returning Regular Studies students can obtain the guard.me Canada health insurance plan, which covers most basic and emergency medical services up to $2 million for the duration of the three-month wait period, by purchasing it through guard.me directly.
Continuing Studies Students
Continuing Studies and LEAP students can obtain the guard.me Canada health insurance plan by purchasing it through guard.me directly.
NOTE: guard.me coverage is not the same as MSP coverage. Coverages provided by guard.me include many additional benefits that MSP does not cover. For more information, please refer to the guard.me portal.
* guard.me More Enhanced health insurance plan is a group package based on full participation. Coverage can only be substituted by another guard.me product with the same dates of coverage.
** Students who qualify to opt out of guard.me temporary medical insurance must do so before the end of the first month of their first semester (Spring Semester – January 31, Summer Semester – May 31, or Fall Semester – September 30**). To learn more, visit Opt Out on the guard.me portal.
Check out the new GuardMe Mobile App, now available for download on the Google Play Store and Apple App Store! The app is designed to provide students with effortless access to their health insurance benefits, making their experience with GuardMe even more seamless, secure, and convenient. The GuardMe Mobile App allows users to easily submit claims, verify policy and coverage details, find nearby medical providers, and more. Watch this step-by-step video instructions on how to download and use the app.